samedi 30 août 2025

 (Tu n'auras pas de maison, tu n'auras pas de voiture et tu seras heureux. Et en plus l'autorité parentale t'es retirée. Mais tu fermes ta gueule, c'est bien, continue. note de rené)

Les coûts de possession d'une voiture montent en flèche : pourquoi 60 % des conducteurs conservent leur voiture

Car Ownership Costs Soar: Why 60% Of Drivers Are Keeping Their Cars

Tyler Durden's Photo
by Tyler Durden.    zerohedge
Saturday, Aug 30, 2025 - 03:20 AM

From Boomers to Gen Z, drivers are reshaping the road ahead in response to increasingly expensive car ownership costs.

Nearly 60% of Americans now keep their cars longer to manage rising interest rates, insurance premiums, and fuel prices.

This graphic, created by Visual Capitalist's Alan Kennedy in partnership with Empower, visualizes how Americans are adjusting ownership habits to navigate tighter budgets.

The growing weight of car costs

With the national average car payment just above $450, nearly 30% of respondents said these payments are one of their top financial burdens.

A closer look at monthly payment data shows that more than half of respondents pay between $201 and $500 each month. Another 27% spend between $501 and $1,000, which helps explain why many hesitate to pay more.

Car ownership habits by generation

High interest rates and rising insurance and fuel prices are prompting Americans of all ages to keep their cars longer to reduce their car ownership costs.

Depending on age, anywhere from half to more than two-thirds of Americans plan to hold onto their cars longer. Gen Z trails at just 38%. This may reflect lower access since only 68% of Gen Z own a car at all, compared with nearly universal ownership among older groups.

Americans choose ownership over leasing

Across generations, Americans strongly prefer owning over leasing.

As cars become more advanced and valuable, the data shows most drivers believe buying outweighs leasing.

Since car payments are among the highest costs for the average household, many are trying to save on car ownership costs by extending the lifespan of their vehicles.


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