(Je me demande bien jusqu'à quel hauteur va être la fraude électorale pour l'élection de midterm, la justice est du côté des démocrates, en tout cas les juges statuant sur les plaintes concernant la fraude. Raison pour laquelle soros finance la campagne de certains juges dans les états considérés comme décisifs pour les élections nationales et surtout pour l'élection présidentielle. note de rené)
"A la différence des juges fédéraux, nommés par le Président des Etats-Unis avec l’avis et l’accord du Sénat, le mode de sélection des juges des tribunaux d’Etat varie selon les Etats, voire même au sein d’un Etat selon les différentes juridictions. On peut ainsi identifier trois systèmes principaux de sélection : l’élection par le peuple, la nomination par une autorité politique (législative ou exécutive), et la nomination des candidats par une commission puis au moyen d’une élection (système appelé parfois sélection au mérite, merit selection)." source : L'oiseau moqueur, Published 28 mars 2016
American Drivers Go Deeper Into Debt As Inflation Pushes Car Loans To Record Highs
Authored by Naveen Athrappully via The Epoch Times (emphasis ours),
As vehicle prices rise amid inflationary pressure, Americans buying new cars are taking on higher loans and pushing themselves deeper into debt, according to credit-monitoring company Experian.
Both the average loan amount and monthly payments for new and used cars have risen over the recent quarters, the firm said in an Aug. 25 news release. In second quarter 2022, the average loan amount for a new vehicle rose 13.21 percent year over year, to $40,290. During this period, monthly payments rose from $582 to $667, an increase of 14.6 percent.
For used vehicles, average loans jumped 18.66 percent, to $28,534, while the average monthly payment rose from $440 to $515.
Experian also found that consumers were shifting back to used vehicles, accounting for 61.78 percent of all vehicle financing during second quarter 2022, which is up from 58.48 percent during the year-ago period.
“Between the inventory shortage and rising vehicle costs, consumers are looking to make the most cost-effective decision, which is often a used vehicle,” said Melinda Zabritski, Experian’s senior director of automotive financial solutions.
“The benefit of higher vehicle values is that consumers are able to get more for their trade-ins, which can help offset the increased cost of their next vehicle.”
According to market research firm J.D. Power, the average transaction price for a new vehicle is expected to hit a record high of $46,259 in August, up 11.5 percent from a year back.
The 12-month Consumer Price Index, a measure of inflation, registered an 8.5 percent increase in July, according to data from the U.S. Bureau of Labor Statistics. Prices of new vehicles rose by 10.4 percent. while used cars and trucks saw prices jump by 6.6 percent.
Rising Auto Loans, Slowing Sales
The jump in average car loan amounts and monthly payments are happening amid an increase in auto loans. According to an Aug. 2 report published by the Federal Reserve Bank of New York’s Center for Microeconomic Data, household auto loans in Q2 rose by $33 billion to $199 billion, continuing an upward trajectory that has been in place since 2011.
Aucun commentaire:
Enregistrer un commentaire